1/4/24
Topic: Pest Insurance Market Update
Guest: Todd Burke, COO, PestSure
In this episode we discuss:
Background on PestSure, which has been serving the pest control market for more than 40 years
Why a captive has advantages over a traditional insurance company
PestSure resources, including an annual Safety and Loss Prevention Conference
Todd's take on the state of the pest control market
The status of rates and claims
Why auto insurance has become one of the biggest challenges
Admitted vs. non-admitted carriers
How rate increases are different with a captive vs. standard insurance company
The role of litigation and need for tort reform
When it makes sense to self insure for auto physical damage
"Novice drivers" and how they're driving up auto claims
Resources mentioned:
PMP Industry Insiders Episode 86: How Captive Insurance Works
PMP Industry Insiders Episode 138: How to Upgrade Your Safety Protocols
Todd Burke's contact information: Todd.Burke@Alliant.com; 214-794-1635
Notable: "Make sure you're speaking to your agent or broker at least six months (in advance) ... There's not anybody out there that has a pest control company insured that's not nervous about the auto renewal." —Todd Burke, PestSure
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